LED Lighting : Is It Worth The Money?

The light-emitting diode (LED) is one of today’s most energy-efficient and rapidly-developing lighting technologies. Quality LED light bulbs last longer, are more durable, and offer comparable or better light quality than other types of lighting. ENERGY SAVINGS LED is a highly energy efficient lighting technology, and has the potential to fundamentally change the future of…

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3 Myths about Insurance and Working with Clients

Myth #1: You Don’t Need Property Insurance Because You Work at Your Client’s Location and Use Your Client’s Equipment Your property insurance needs will depend on the terms and conditions outlined in your client contracts. Some clients provide coverage for physical damages for work done at their locations, and some do not. For example, imagine…

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Is a Homeowners Policy Adequate Enough to Cover Your College Student?

Toward the end of the school year, a thief enters a college student’s room through a shared bathroom, and steals a computer the school had signed out to the student. The  student’s parent receives a letter stating she owes the school $1,600 before she will be allowed to resume her education. Q: “Is a computer…

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What’s The Key to a Quick Insurance Claim Turnaround?

About 80% of all insurance industry professionals say claims are processed 50% to 100% faster if you’ve just done one thing; Take a home inventory. That could mean the difference between getting a claims check in several days as opposed to several weeks. You never know when a disaster will strike — whether it’s theft,…

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Myth: You Don’t Need Business Insurance Because You Work at Home

Did you know most homeowner’s insurance policies don’t cover business-related damages that occur in a home office. Too many home based small business owners find this out only after they go to file a claim. Even if your homeowner’s insurance protects some of your business property, chances are good that that coverage won’t be in…

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