We Understand Your Life Changes…

…So does your insurance needs. That’s why we’d like to help you get exceptional coverage and value from your homeowners insurance based on your needs today. As an independent agent, we can help protect what you care about with homeowners insurance that’s packed with unique features, benefits and cost savings. The Choice Is Yours –…

Read More »

How Employer-Sponsored Health Insurance Differs at Big and Small Businesses

Many people are aware that big companies are much more likely than small businesses to offer employer-sponsored health insurance to their employees. The Medical Expenditure Panel Survey (MEPS), an annual effort to query nearly 40,000 establishments, conducted by the Federal Government’s Agency for Healthcare Research and Quality shows that only 34.8 percent of private sector…

Read More »

Is Life Insurance Really Necessary?

In order to answer the question “Is Life Insurance Really necessary?” you need to understand the following: What Is Life Insurance? Many people don’t fully understand what life insurance is and how it works. This is partly because life insurance is somewhat complex, and partly because it is a very flexible type of insurance that…

Read More »

Small Businesses Can Use Life Insurance as a Business Asset

Small business owners that have previously borrowed money can attest that actually being capable of repaying the loan is the core of credit worthiness.  They can also attest that the approval process significantly hinges on how risky the applicant appears. Just because a new business has a seemingly valuable potential doesn’t mean things always pan…

Read More »

How Independent Insurance Agents Differ from Direct Writer Insurance Companies

Most Independent Agents have at their disposal the ability to quickly check prices and coverages with dozens of different insurance organizations. Because prices differ greatly, an independent agent can more-than-likely get you a much better deal than you could possibly get on your own. Independent Insurance Agents can even get you insurance from a ‘direct…

Read More »