What to do after a car accident: a step-by-step guide

When you get into a car accident, there are certain steps you may want to take in order to help make sure everyone is safe, to follow the law and to get the insurance claim process started. According to the Insurance Information Institute, the following steps may help guide you through important decisions you need…

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How Inflation Is Affecting Insurance Rates

With record inflation impacting almost every corner of the economy, it’s no surprise that the insurance industry must also raise rates to cover the increasing costs to repair or replace damaged cars and homes. Unfortunately, personal lines policyholders have been hit directly by many of the drivers of high inflation. Supply chain issues kicked off…

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What To Do If Your Car Has Been Damaged By Flood

Floods are the most common natural disasters that can happen anywhere. Floods have accounted for more loss of life and property than any other type of hazard or severe weather. Unfortunately, one of our major properties that we cannot keep away from the weather is our cars and they are not very flood-resistant. Not only…

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Protect Your Home From Lightning Strikes and Power Surges

Homeowners insurance and lightning

Power surges have always existed, but the need for effective whole house surge protector installation is greater than ever. Did you know some of the largest power surges come from within your own home? It’s not always thunderstorms or other external activity. A power surge occurs when the voltage exceeds the normal flow of electricity….

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Do You Need Long-Term Care Insurance?

Here’s what you need to know about long-term care insurance — the kind that covers in-home care, assisted-living apartments and nursing homes. If you’re of modest means — a few thousand in the bank, a little home equity — don’t get it. You probably can’t afford it, and Medicaid will pick up the bill after…

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