What To Do If Your Car Has Been Damaged By Flood

Floods are the most common natural disasters that can happen anywhere. Floods have accounted for more loss of life and property than any other type of hazard or severe weather. Unfortunately, one of our major properties that we cannot keep away from the weather is our cars and they are not very flood-resistant. Not only…

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Protect Your Home From Lightning Strikes and Power Surges

Homeowners insurance and lightning

Power surges have always existed, but the need for effective whole house surge protector installation is greater than ever. Did you know some of the largest power surges come from within your own home? It’s not always thunderstorms or other external activity. A power surge occurs when the voltage exceeds the normal flow of electricity….

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Do You Need Long-Term Care Insurance?

Here’s what you need to know about long-term care insurance — the kind that covers in-home care, assisted-living apartments and nursing homes. If you’re of modest means — a few thousand in the bank, a little home equity — don’t get it. You probably can’t afford it, and Medicaid will pick up the bill after…

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We Understand Your Life Changes…

…So does your insurance needs. That’s why we’d like to help you get exceptional coverage and value from your homeowners insurance based on your needs today. As an independent agent, we can help protect what you care about with homeowners insurance that’s packed with unique features, benefits and cost savings. The Choice Is Yours –…

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How Employer-Sponsored Health Insurance Differs at Big and Small Businesses

Many people are aware that big companies are much more likely than small businesses to offer employer-sponsored health insurance to their employees. The Medical Expenditure Panel Survey (MEPS), an annual effort to query nearly 40,000 establishments, conducted by the Federal Government’s Agency for Healthcare Research and Quality shows that only 34.8 percent of private sector…

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