Questions to Ask When Hiring a Contractor

Need to Hire a Contractor?

Well, you should interview each contractor you’re considering.

Here are some Questions to Ask.

How long have you been in business?

Look for a well-established company and check it out with consumer protection officials. I would also check referrals and feedback on Angie’s List or Yelp.  You also can check out the contractor’s online reputation. Try searching for the company’s name with words like “scam,” “rip-off,” or “complaint.”

Are you licensed and registered with the state?

Many states, but not all, require contractors to be licensed or bonded. Check with your local building department to find out the licensing requirements in your area.

Will my project require a permit?

Most states and localities require permits for building projects, even for simple jobs like decks. A competent contractor will get all the necessary permits before starting work on your project.  The licensing can range from simple registration to a detailed qualification process. Also, the licensing requirements in one locality may be different from the requirements in the rest of the state. If your state or locality has licensing laws, ask to see the contractor’s license. Make sure it’s current.

May I have a list of references?

The contractor should be able to give you the names, addresses, and phone numbers of at least three clients who have projects similar to yours – CALL THEM

What types of insurance do you carry?

Contractors should have personal liability, worker’s compensation, and property damage coverage. Ask for copies of insurance certificates, and make sure they’re current. Avoid doing business with contractors who don’t carry the appropriate insurance. Otherwise, you’ll be held liable for any injuries and damages that occur during the project.

Will you be using subcontractors on this project?

If yes, ask to meet them, and make sure they have current insurance coverage and licenses, if required. Also ask them if they were paid on time by this contractor. A “mechanic’s lien” could be placed on your home if your contractor fails to pay the subcontractors and suppliers on your project. That means the subcontractors and suppliers could go to court to force you to sell your home to satisfy their unpaid bills from your project. Protect yourself by asking the contractor, and every subcontractor and supplier, for a lien release or lien waiver.

Credit: Hiring a contract