5 Mistakes to Avoid When Buying Home Insurance

No one ever says purchasing home insurance is easy. Not with all the providers and policy types and savings numbers, not to mention the coverages that are and aren’t included in standard coverages. Mistakes can be made by first-time home insurance buyers and veterans alike. Those mistakes can cost you plenty either in inflated premiums…

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Dogs & Umbrella Insurance – Explained

Love Bites—Get Umbrella CoverageIn today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered?  Unfortunately, we live in a world of lawsuits. Large damages can be awarded, be extremely expensive and have long-term financial impact. Those lawsuits can come from unlikely sources, such as…

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Homeowner’s Insurance – A Few Things to Consider

If you’re struggling to make the monthly payments on your homeowner’s insurance, considering raising your deductible. Similar to health or auto insurance, having a higher deductible means lower risk to the insurer and lower monthly rates. However, this should only be used with homes that are not likely to suffer small maintenance issues, because the…

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Does Your House Need Work?

Some individuals take home improvement very seriously. When they decide to improve upon their homes, they really go all out and knock down walls, add on rooms, and change the layout of their property. If you’re thinking of making any type of improvement at all but don’t have the know how required, we’ll try to…

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Take Care When Hiring A Home Improvement Contractor – ** Hurricane Sandy Special Information **

When choosing a contractor to repair the storm damage to your home, AVOID contractors who: Claim that they have been “approved” by the Federal Emergency Management Agency (“FEMA”). FEMA does not approve or disapprove contractors. Insist that you pay for the work in CASH and in ADVANCE. Municipalities and countries prohibit licensed contractors from doing…

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