College graduation is an exciting time for students and their parents.\u00a0 And, while it\u2019s easy to be immersed in graduation parties and focused on first-job jitters, it\u2019s a time of major transitions and big decisions, and it\u2019s essential to prepare graduates for what comes next.<\/p>\n
One area new college graduates need to address is insurance. As insurance professionals at The MVR Agency, we know insurance can be a confusing topic. We also know that seemingly small missed details can result in very large losses. We want to ensure your college graduate is protected before heading out into the real world, so we have compiled the following pointers.<\/p>\n
Review your family\u2019s current insurance. <\/strong>The first step when considering insurance for your new graduate is evaluating the coverage you currently have. Make an appointment with your agent, who can advise on whether it\u2019s appropriate given the pending changes, and whether it will cover your son or daughter.<\/p>\n Know the law<\/strong>. Most states require drivers to have auto insurance, and most of those have minimum policy limit requirements. Research the law in your son or daughter\u2019s state, or consult with your agent, to make sure they are covered adequately.<\/p>\n Read your lease<\/strong>. Many apartment, condominium and home rental properties require tenants to maintain a certain level of renter\u2019s insurance, which covers the contents of the home in the event of a robbery, fire, or other loss. Make sure you know the terms of your son or daughter\u2019s new lease, and insure them accordingly.<\/p>\n Don\u2019t end up liable<\/strong>. Any home renter or owner is exposed to liability risk. To ensure there is adequate coverage in the event someone gets injured on your son or daughter\u2019s property, speak with your agent about liability insurance.<\/p>\n Don\u2019t gamble! Never go without. <\/strong>It\u2019s simple: your son or daughter should always have insurance in place. Be sure to discuss with your agent what types they need.<\/p>\n Know your company benefits.<\/strong> Many college graduates move straight into the workforce, and most companies have benefits. Study the company\u2019s human resources handbook to learn what benefits are available, when they go into effect, and what their limitations are.<\/p>\n We at MVR Agency congratulate you on the graduation of your daughter or son! Please contact us at 914-648-3005 with any questions, or to request a review of your family\u2019s insurance portfolio.<\/p>\n","protected":false},"excerpt":{"rendered":" College graduation is an exciting time for students and their parents.\u00a0 And, while it\u2019s easy to be immersed in graduation parties and focused on first-job jitters, it\u2019s a time of major transitions and big decisions, and it\u2019s essential to prepare graduates for what comes next. One area new college graduates need to address is insurance. As insurance professionals at The<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-545","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.mvragency.com\/blog\/wp-json\/wp\/v2\/posts\/545","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mvragency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mvragency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mvragency.com\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mvragency.com\/blog\/wp-json\/wp\/v2\/comments?post=545"}],"version-history":[{"count":1,"href":"https:\/\/www.mvragency.com\/blog\/wp-json\/wp\/v2\/posts\/545\/revisions"}],"predecessor-version":[{"id":546,"href":"https:\/\/www.mvragency.com\/blog\/wp-json\/wp\/v2\/posts\/545\/revisions\/546"}],"wp:attachment":[{"href":"https:\/\/www.mvragency.com\/blog\/wp-json\/wp\/v2\/media?parent=545"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mvragency.com\/blog\/wp-json\/wp\/v2\/categories?post=545"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mvragency.com\/blog\/wp-json\/wp\/v2\/tags?post=545"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}