{"id":548,"date":"2015-04-22T13:46:20","date_gmt":"2015-04-22T13:46:20","guid":{"rendered":"http:\/\/www.mvragency.com\/blog\/?p=548"},"modified":"2015-04-22T13:52:55","modified_gmt":"2015-04-22T13:52:55","slug":"things-to-keep-in-mind-when-buying-a-car","status":"publish","type":"post","link":"https:\/\/www.mvragency.com\/blog\/things-to-keep-in-mind-when-buying-a-car\/","title":{"rendered":"Things To Keep In Mind When Buying A Car"},"content":{"rendered":"

Buying a new car is an exciting time \u2014 but it can also be stressful. After all, you\u2019re trying to get the best deal on price, while also deciding on the make, model and features you need.<\/p>\n

Here at The MVR Insurance Agency, we can\u2019t really help you become a master negotiator when it comes to buying a car. But we can give you some things to consider when you\u2019re looking around the lot \u2014 and when you\u2019re trying to answer the age-old question of \u201cnew, or used?\u201d<\/p>\n

New cars<\/strong><\/p>\n

Ah, that new-car smell. It\u2019s a bit of a clich\u00e9, but it\u2019s one of the things that people love about climbing into a brand-new car. And while they make air fresheners that supposedly give you that same smell for your used car, it just doesn\u2019t seem the same, does it? Still, there are other benefits to buying new \u2014 and, of course, there are drawbacks as well.\u00a0 So, lets dive in.<\/p>\n

\n
PRO \u2014 maintenance:<\/strong> Some manufacturers offer free scheduled maintenance for a set period of time after you buy the car, and you likely won\u2019t need a new battery, tires, etc., for several years after your purchase.<\/li>\n<\/ul>\n
\n
PRO \u2014 peace of mind:<\/strong> Your new car may have a warranty for up to 10 years, and also is covered by \u201clemon laws\u201d that could allow for a replacement or refund if the car has serious defects.<\/li>\n<\/ul>\n
\n
CON \u2014 cost:<\/strong> Depending on the make and model, buying a new car is almost always more expensive (at least in terms of the purchase price) than a used car.<\/li>\n<\/ul>\n
It\u2019s also worth noting that if you purchase a new car in its first model year (meaning it\u2019s a new model for the automaker), there won\u2019t be many user reviews available, and data on reliability and repairs will be limited. In addition, sometimes newly introduced cars have some kinks that generally are ironed out by the second and third model years. These aren\u2019t necessarily serious issues, and the warranty should cover them, but in some instances, you and your car could be headed to the shop more than you\u2019d like.<\/p>\n
Used cars<\/strong><\/p>\n
Don\u2019t care about the new-car smell? Looking to save some money on your purchase? Well, a used car might be right for you. There are many advantages to buying used, but you\u2019ll want to be a little more careful. After all, it\u2019s hard to know exactly how well the previous owner treated the car. But you can limit your risk with a little bit of work.<\/p>\n
\n
PRO \u2014 cost:<\/strong> New cars depreciate quickly after they\u2019re purchased. By buying used, you\u2019re letting someone else take that financial hit over the first few years of the life of the car.<\/li>\n<\/ul>\n
\n
PRO\/CON \u2014 reliability:<\/strong> Buying a used car is less of a gamble than it used to be, particularly with the advent of \u201ccertified pre-owned\u201d programs many automakers now offer. However, used cars generally don\u2019t carry the same warranties as new cars, even though the original manufacturer\u2019s warranty is usually transferrable to a second owner.<\/li>\n<\/ul>\n
\n
CON \u2014 maintenance:<\/strong> While a used car theoretically shouldn\u2019t need more frequent maintenance than a new car, you\u2019ll likely need to replace things like tires, headlights, etc., earlier. And scheduled maintenance probably isn\u2019t covered by the automaker.<\/li>\n<\/ul>\n
\n
PRO\/CON \u2014 history: <\/strong>You\u2019ll need to check the car\u2019s title history to make sure it hasn\u2019t been in a serious accident or salvaged. Ask the dealership to provide this information, usually from Carfax<\/a>.<\/li>\n<\/ul>\n
Of course, whichever car you purchase, the important thing is that it\u2019s a good fit for you. Bear in mind that certain makes and models can result in higher insurance costs for you, so feel free to check in with us before you buy.<\/p>\n
Have fun shopping \u2014 and don’t forget us for Insurance during your purchase!\u00a0 Why? Our goal is to protect our customers by finding the most applicable Insurance coverage for their car buying needs. That’s why we’re here. Just give us a call at 914-693-3500 (speak to John x204) or send your question to jverrino@mvragency.com. We want to help you meet your goals, and make sure what’s important to you is protected!<\/span><\/p>\n
<\/p>\n","protected":false},"excerpt":{"rendered":"
Buying a new car is an exciting time \u2014 but it can also be stressful. After all, you\u2019re trying to get the best deal on price, while also deciding on the make, model and features you need. Here at The MVR Insurance Agency, we can\u2019t really help you become a master negotiator when it comes to buying a car. But<\/p>\n","protected":false},"author":4,"featured_media":549,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[4,7],"tags":[238,13,197,39],"class_list":["post-548","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-carinsurance","category-insuranceonline","tag-car","tag-car-insurance-2","tag-insurance-for-car","tag-online-car-insurance"],"_links":{"self":[{"href":"https:\/\/www.mvragency.com\/blog\/wp-json\/wp\/v2\/posts\/548","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mvragency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mvragency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mvragency.com\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mvragency.com\/blog\/wp-json\/wp\/v2\/comments?post=548"}],"version-history":[{"count":1,"href":"https:\/\/www.mvragency.com\/blog\/wp-json\/wp\/v2\/posts\/548\/revisions"}],"predecessor-version":[{"id":550,"href":"https:\/\/www.mvragency.com\/blog\/wp-json\/wp\/v2\/posts\/548\/revisions\/550"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mvragency.com\/blog\/wp-json\/wp\/v2\/media\/549"}],"wp:attachment":[{"href":"https:\/\/www.mvragency.com\/blog\/wp-json\/wp\/v2\/media?parent=548"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mvragency.com\/blog\/wp-json\/wp\/v2\/categories?post=548"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mvragency.com\/blog\/wp-json\/wp\/v2\/tags?post=548"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}