Whatever Can Go Wrong… On Friday Jan 13th the cruse ship – Costa Concordia hit an obstacle near the island of Giglio off the coast of Italy while on a trip around the Mediterranean. Unfortunate accidents can happen at any time during travel or while on vacation. we thought it would be prudent for us at MVR Agency to let

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Extreme cold can cause a number of health problems. Hypothermia and frostbite are just two of the health effects induced by cold weather. Hypothermia occurs when a person’s core body temperature is lower than 95°F. The condition is considered mild if a person’s core temperature is between 90 and 95°F. Victims of mild hypothermia may show symptoms including uncontrollable shivering,

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Life insurance is an essential part of financial planning. One reason most people buy life insurance is to replace income that would be lost with the death of a wage earner. The cash provided by life insurance also can help ensure that your dependents are not burdened with significant debt when you die. When you buy life insurance, you want

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