We provide Homeowners Insurance in the Tri-State area with excellent service and superior pricing. Call us if you are in the New York, New Jersey or Connecticut areas and see for yourself.
As independent insurance agents here at MVR Insurance Agency, we spend a lot of time helping clients navigate unexpected situations. But lately, one trend has been coming up more and more—and it’s catching homeowners completely off guard. A recent case involving State Farm highlights the issue: a homeowner was told to replace her roof at a cost of roughly $20,000
Heavy rain, storm surges, hurricanes, and other severe weather events can lead to devastating floods that cause extensive damage. After a flood hits your home or business, you’ll want to assess and repair the damages as soon as possible. Record the date and time the storm hit. This can help if your area was declared a state of emergency. Although
Inspections are among the most important aspects of purchasing a new home. If you don’t thoroughly evaluate the property before signing the contract, you could take on a money pit of sorts – and one that ends up being far more expensive than the agreed-upon sale price. Here are 10 tips to help avoid unpleasant surprises with your new home:
With record inflation impacting almost every corner of the economy, it’s no surprise that the insurance industry must also raise rates to cover the increasing costs to repair or replace damaged cars and homes. Unfortunately, personal lines policyholders have been hit directly by many of the drivers of high inflation. Supply chain issues kicked off a myriad of increases in
Power surges have always existed, but the need for effective whole house surge protector installation is greater than ever. Did you know some of the largest power surges come from within your own home? It’s not always thunderstorms or other external activity. A power surge occurs when the voltage exceeds the normal flow of electricity. Unexpected voltage surges may have
Heavy rain, storm surge, hurricanes, and other severe weather events can lead to devastating floods that cause extensive damage. According to the Federal Emergency Management Agency (FEMA), flood damage totaled over $8 billion in 2019 and many of the affected areas are still recovering from the impact. After a flood hits your home or business, you’ll want to assess and
It’s a good idea to review your insurance coverage at least once a year to ensure that your family and belongings are appropriately protected. You’ll also want to review your coverage any time you’ve made a major purchase or experienced a significant life event, such as getting married, buying a house, sending your child off to college or receiving an
No one ever says purchasing home insurance is easy. Not with all the providers and policy types and savings numbers, not to mention the coverages that are and aren’t included in standard coverages. Mistakes can be made by first-time home insurance buyers and veterans alike. Those mistakes can cost you plenty either in inflated premiums or a policy that doesn’t
Many renters assume that insurance is just for homeowners. After all, if the property gets damaged in a fire or natural disaster, it’s the landlord’s problem, not yours, right? But there are some important reasons to consider signing up for renters insurance. A Look at the Costs For the most part, homeowners are required by their lender to have insurance.
Love Bites—Get Umbrella CoverageIn today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be awarded, be extremely expensive and have long-term financial impact. Those lawsuits can come from unlikely sources, such as our furry friends. Take Herschel