Heavy rain, storm surges, hurricanes, and other severe weather events can lead to devastating floods that cause extensive damage. After a flood hits your home or business, you’ll want to assess and repair the damages as soon as possible. Record the date and time the storm hit. This can help if your area was declared a state of emergency. Although
Whether for the Fourth of July, or any celebration, many dog owners deal with howling, barking, and anxious dogs during fireworks. The good news is that there are steps you can take to help your dog from freaking out during fireworks. Keep your dog away from fireworks. Create a safe haven for your dog in the basement or in their
Love Bites—Get Umbrella CoverageIn today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be awarded, be extremely expensive and have long-term financial impact. Those lawsuits can come from unlikely sources, such as our furry friends. Take Herschel
From genetically modified crops to the environmental and health effects of pesticides, more and more Tri-State residents are questioning whether they should grow what they eat. Wherever you stand on the issues surrounding today’s food supply, however, there are several good reasons to start your own garden: You’ll know exactly where your food was grown, and what went into growing
How many times has the following happened to you? You’re speeding down I95 when you spot a NY or NJ trooper. You quickly hit the brakes and slow down, relieved that you didn’t get caught … this time. Now take a minute to think what could have happened if you hadn’t been so lucky. First, your speeding could have hurt
College graduation is an exciting time for students and their parents. And, while it’s easy to be immersed in graduation parties and focused on first-job jitters, it’s a time of major transitions and big decisions, and it’s essential to prepare graduates for what comes next. One area new college graduates need to address is insurance. As insurance professionals at The
By: Tara Hurlin In honor of fire prevention month and the National Fire Protection Association, here is some valuable information to share with your clients. Whether your client is located in a wildfire zone, or if conditions are simply dry enough to let fire spread rapidly, below are some tips that are proven to prevent losses from the blaze. We
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Did you know most homeowner’s insurance policies don’t cover business-related damages that occur in a home office. Too many home based small business owners find this out only after they go to file a claim. Even if your homeowner’s insurance protects some of your business property, chances are good that that coverage won’t be in effect when you are traveling
Need to Hire a Contractor? Well, you should interview each contractor you’re considering. Here are some Questions to Ask. How long have you been in business? Look for a well-established company and check it out with consumer protection officials. I would also check referrals and feedback on Angie’s List or Yelp. You also can check out the contractor’s online reputation.