When you get into a car accident, there are certain steps you may want to take in order to help make sure everyone is safe, to follow the law and to get the insurance claim process started. According to the Insurance Information Institute, the following steps may help guide you through important decisions you need to make if you’ve been
Category: Personal Insurance
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With record inflation impacting almost every corner of the economy, it’s no surprise that the insurance industry must also raise rates to cover the increasing costs to repair or replace damaged cars and homes. Unfortunately, personal lines policyholders have been hit directly by many of the drivers of high inflation. Supply chain issues kicked off a myriad of increases in
Floods are the most common natural disasters that can happen anywhere. Floods have accounted for more loss of life and property than any other type of hazard or severe weather. Unfortunately, one of our major properties that we cannot keep away from the weather is our cars and they are not very flood-resistant. Not only do floods leave cars covered
Power surges have always existed, but the need for effective whole house surge protector installation is greater than ever. Did you know some of the largest power surges come from within your own home? It’s not always thunderstorms or other external activity. A power surge occurs when the voltage exceeds the normal flow of electricity. Unexpected voltage surges may have
Here’s what you need to know about long-term care insurance — the kind that covers in-home care, assisted-living apartments and nursing homes. If you’re of modest means — a few thousand in the bank, a little home equity — don’t get it. You probably can’t afford it, and Medicaid will pick up the bill after you spend the little savings
…So does your insurance needs. That’s why we’d like to help you get exceptional coverage and value from your homeowners insurance based on your needs today. As an independent agent, we can help protect what you care about with homeowners insurance that’s packed with unique features, benefits and cost savings. The Choice Is Yours – Every homeowner has different needs.
Many people are aware that big companies are much more likely than small businesses to offer employer-sponsored health insurance to their employees. The Medical Expenditure Panel Survey (MEPS), an annual effort to query nearly 40,000 establishments, conducted by the Federal Government’s Agency for Healthcare Research and Quality shows that only 34.8 percent of private sector establishments with fewer than 50
Skimping on certain nutrients can result in unusual symptoms. By Wendy Schmid, Q by Equinox When your body is trying to tell you something — for example, that you’re skimping on critical vitamins — it may go to some strange lengths. “With today’s diet of processed foods it’s easy to become vitamin deficient — either by not eating enough of the
In order to answer the question “Is Life Insurance Really necessary?” you need to understand the following: What Is Life Insurance? Many people don’t fully understand what life insurance is and how it works. This is partly because life insurance is somewhat complex, and partly because it is a very flexible type of insurance that offers many opportunities for creating
Toward the end of the school year, a thief enters a college student’s room through a shared bathroom, and steals a computer the school had signed out to the student. The student’s parent receives a letter stating she owes the school $1,600 before she will be allowed to resume her education. Q: “Is a computer provided by my daughter’s school