During the winter we quickly fall into auto pilot when it comes to shoveling, salting, checking for leaks and unfreezing other pipes. What we often forget is that maintaining the outside of our property is just as important as protecting the inside during this freezing season. After the heavy snow fall earlier this week, the warming temperatures and rain will
Category: Homeowners Insurance
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Pipe breaks can be devastating, so anything you can do to minimize the risk is extremely helpful. As with most systems and parts of your property prevention is by far the best solution, below are several key things you can do to. Make sure you know where your shut off valve is. Ensure that any outside taps and piping including
With just over two weeks remaining in the year and the holiday rush upon us, income taxes may be the last thing on your mind. But property owners would be smart to check their to-do lists twice to make sure they get the maximum homeowner tax benefit from the IRS in 2015. The good news is that 2014 looks an
Toward the end of the school year, a thief enters a college student’s room through a shared bathroom, and steals a computer the school had signed out to the student. The student’s parent receives a letter stating she owes the school $1,600 before she will be allowed to resume her education. Q: “Is a computer provided by my daughter’s school
About 80% of all insurance industry professionals say claims are processed 50% to 100% faster if you’ve just done one thing; Take a home inventory. That could mean the difference between getting a claims check in several days as opposed to several weeks. You never know when a disaster will strike — whether it’s theft, damage or weather — but
If you’re struggling to make the monthly payments on your homeowner’s insurance, considering raising your deductible. Similar to health or auto insurance, having a higher deductible means lower risk to the insurer and lower monthly rates. However, this should only be used with homes that are not likely to suffer small maintenance issues, because the homeowner will end up eating
Just when you think things are going well and that nothing bad could possibly happen to your home, something unexpected could cause some major damage. This is exactly why every homeowner out there needs to be properly insured and the tips in this article will help you find a great homeowners’ policy. I can’t stress this enough, know your coverage
Some individuals take home improvement very seriously. When they decide to improve upon their homes, they really go all out and knock down walls, add on rooms, and change the layout of their property. If you’re thinking of making any type of improvement at all but don’t have the know how required, we’ll try to help, read this article. When
Well, the end of year Holiday Season has come and gone, but what about those expensive holiday gifts. We all know if holiday presents were ever stolen from your vehicle or destroyed in a fire at your home, that loss is covered by renter, auto or homeowners insurance. What about that expensive gift you received for the holidays? That fur
According to NFPA, one of every three home Christmas tree fires are caused by electrical problems. A heat source too close to the tree causes one in every five of the fires. NFPA recommends connecting no more than three strands of mini string sets and a maximum of fifty bulbs for screw-in bulbs. Inspect all light sets before using and read