Small business owners that have previously borrowed money can attest that actually being capable of repaying the loan is the core of credit worthiness. They can also attest that the approval process significantly hinges on how risky the applicant appears. Just because a new business has a seemingly valuable potential doesn’t mean things always pan out. In fact, new businesses
Category: Business Inurance
We provide Business Insurance in the Tri-State area. We offer excellent service and superior pricing. Call us if you are in the New York, New Jersey or Connecticut areas and see for yourself.
Its surprising how many small business owners who run their businesses on computers and small networks don’t invest in antivirus, malware, spyware or a firewall. Even backing-up your data is vitally important, after all, its your business and backing-up would make it a lot easier for you to continue working in the event of a cyber attack. Here are a
It’s well known and a fact of life, these days: People who are in senior management positions or who have seats on boards of directors are common targets for lawsuits. There are two reasons for this: The first is that corporate officer and directors have to make tough decisions. The nature of corporate leadership means that officers must constantly balance
There are some people who are crucial to the daily to day operation of a company, though it’s often stated that anyone is expandable. What would you do if one of those important individuals was no longer with the company? How would it change your bottom line? Replacing someone that’s essential to your business can take time. Finding people with
Most Independent Agents have at their disposal the ability to quickly check prices and coverages with dozens of different insurance organizations. Because prices differ greatly, an independent agent can more-than-likely get you a much better deal than you could possibly get on your own. Independent Insurance Agents can even get you insurance from a ‘direct writer’ similar to what you
According to OSHA, over the past ten years, sixteen employees suffered serious or fatal injuries while clearing snow from roofs. Causes include: employees sliding off the roof and striking the ground with their heads a ladder that slipped out from under the employee causing the employee to strike his head on both the ladder and the concrete driveway an employee who
When choosing a contractor to repair the storm damage to your home, AVOID contractors who: Claim that they have been “approved” by the Federal Emergency Management Agency (“FEMA”). FEMA does not approve or disapprove contractors. Insist that you pay for the work in CASH and in ADVANCE. Municipalities and countries prohibit licensed contractors from doing this. Do not itemize the
With Hurricane Sandy barely in the rear-view mirror, the east coast is in the path of a nor’easter expected to arrive some time today with strong winds, heavy rain and moderate tidal flooding along coastal areas. While this storm may hamper cleanup and recovery efforts and add to the difficulties in the region NOAA does not believe the storm shouldn’t
Well now that the power is back on and most of the trees have been cut up and stacked on the sidewalk we would like to provide some input regarding home improvement, it’s time that you learn about it and become an expert on your own, contractors can be costly. While this may require an extra commitment, you will get
1) Patrol the property continuously when safe to do so and watch for roof leaks, pipe breakage, fire, or structural damage. 2) Constantly monitor and boilers that must remain on line. 3) During power failure, turn off electrical switches to prevent re-energizing of equipment until necessary checks are completed. Brought to you from your friends at the MVR Insurance Agency