If you’re struggling to make the monthly payments on your homeowner’s insurance, considering raising your deductible. Similar to health or auto insurance, having a higher deductible means lower risk to the insurer and lower monthly rates. However, this should only be used with homes that are not likely to suffer small maintenance issues, because the homeowner will end up eating
Tag: insurance for homeowners
In the wake of hurricane Sandy those of us who have been effected by the storm will have some renovations and improvements to do; maybe even more. But as far as home-improvement projects go, it’s not the scale of the changes that you make. Instead, the deciding factor should be the impact that is created. With this mindset, you need
With Hurricane Sandy barely in the rear-view mirror, the east coast is in the path of a nor’easter expected to arrive some time today with strong winds, heavy rain and moderate tidal flooding along coastal areas. While this storm may hamper cleanup and recovery efforts and add to the difficulties in the region NOAA does not believe the storm shouldn’t
Shopping for home owner’s insurance is not something most people do frequently. It is very important to make sure that you get a policy that covers your personal needs and meets your requirements for cost and customer service. Selecting the appropriate home owners insurance carrier can mean a significant difference in your life should you need to make a claim
The insurance package your neighbor has might not be the right insurance package for you. You can find all different types of homeowners’ insurance, and you should never stop looking until you find a custom-suited package that you’re happy with. Never over-claim on your home owner’s insurance! Pretending you owned a 150 inch television just to get more money will
The world of home business provides you with wonderful opportunity, but is fraught with the peril of scams. Many people interested in starting a home business are overwhelmed by the information available and become dissuaded by the idea of being taken advantage of. This article is meant to provide you with tips and advice on starting a successful and reputable
Homeowners Insurance is supposed to protect us in case of disasters. That is what we have come to expect from our homeowners insurance over the years. But what if the disaster is the costliest in U.S. History? What if your insurance agent’s home and office were destroyed in the disaster also? That is what happened to many customers and homeowners
All homeowners are looking for ways to reduce our home insurance costs. Costs continue to rise and budgets get tighter and tighter with each passing year. Here are 8 tips to reduce your home insurance costs. 1. Increased Home Security Most homes are fitted with some sort of security device. To make the most of your Home Security Discount