Here’s what you need to know about long-term care insurance — the kind that covers in-home care, assisted-living apartments and nursing homes. If you’re of modest means — a few thousand in the bank, a little home equity — don’t get it. You probably can’t afford it, and Medicaid will pick up the bill after…
In order to answer the question “Is Life Insurance Really necessary?” you need to understand the following: What Is Life Insurance? Many people don’t fully understand what life insurance is and how it works. This is partly because life insurance is somewhat complex, and partly because it is a very flexible type of insurance that…
When an elderly loved one needs care, a nursing home may not always be the right answer. Adults in this age group already face multiple stresses and incidents that can trigger depression. Losing friends, spouses, mobility and memory can be devastating. However, packing up an entire home co consolidate into a much smaller space can…