As we approach the end of 2012, forecasters are predicting the end of the housing market decline.  With this comes a slow recovery of the residential construction industry accompanied by the rising cost of home building.  Early indicators, such as increases in the cost of gasoline and diesel, gypsum board and soft lumber, support these predictions. New homes are being

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Carbon monoxide is responsible for more than half of the poisoning fatalities in industrial settings because it has no warning properties.  It is generated due to incomplete combustion of organic fuels, especially as created by the exhaust of internal combustion engines. Exposure to carbon monoxide decreases the ability of the blood to carry oxygen to the tissues.  This is known

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Whatever Can Go Wrong… On Friday Jan 13th the cruse ship – Costa Concordia hit an obstacle near the island of Giglio off the coast of Italy while on a trip around the Mediterranean. Unfortunate accidents can happen at any time during travel or while on vacation. we thought it would be prudent for us at MVR Agency to let

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Extreme cold can cause a number of health problems. Hypothermia and frostbite are just two of the health effects induced by cold weather. Hypothermia occurs when a person’s core body temperature is lower than 95°F. The condition is considered mild if a person’s core temperature is between 90 and 95°F. Victims of mild hypothermia may show symptoms including uncontrollable shivering,

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