As a business owner, you strive to make decisions that’s best for your business, your employees and yourself. This includes decisions about business insurance. You know you need excellent coverage. You don’t, however, have time to become an expert in business insurance. That’s where The MVR Insurance Agency can help. A Business Owners Policy (BOP) combines property, liability and business

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During the winter we quickly fall into auto pilot when it comes to shoveling, salting, checking for leaks and unfreezing other pipes. What we often forget is that maintaining the outside of our property is just as important as protecting the inside during this freezing season. After the heavy snow fall earlier this week, the warming temperatures and rain will

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Are you tired of high utility bills landing in your mailbox? Not sure how to lower those bills without turning your heat way down or taking cold showers? The MVR Insurance Agency can help. Nearly 70 percent of the average home’s energy use falls into four main categories, according to EnergyStar.gov: Heating (29 percent), water heating (14 percent), appliances (13

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Pipe breaks can be devastating, so anything you can do to minimize the risk is extremely helpful. As with most systems and parts of your property prevention is by far the best solution, below are several key things you can do to. Make sure you know where your shut off valve is. Ensure that any outside taps and piping including

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Many people are aware that big companies are much more likely than small businesses to offer employer-sponsored health insurance to their employees. The Medical Expenditure Panel Survey (MEPS), an annual effort to query nearly 40,000 establishments, conducted by the Federal Government’s Agency for Healthcare Research and Quality shows that only 34.8 percent of private sector establishments with fewer than 50

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Everyone is talking about the massive airbag recall covering many millions of vehicles in the U.S. from nearly two dozen brands. Here’s what you need to know about the problem; which vehicles may have the defective, shrapnel-shooting inflator parts from Japanese supplier Takata; and what to do if your vehicle is one of them. The issue involves defective inflator and

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