No one ever says purchasing home insurance is easy. Not with all the providers and policy types and savings numbers, not to mention the coverages that are and aren’t included in standard coverages. Mistakes can be made by first-time home insurance buyers and veterans alike. Those mistakes can cost you plenty either in inflated premiums or a policy that doesn’t
Tag: homeowners insurance
Many renters assume that insurance is just for homeowners. After all, if the property gets damaged in a fire or natural disaster, it’s the landlord’s problem, not yours, right? But there are some important reasons to consider signing up for renters insurance. A Look at the Costs For the most part, homeowners are required by their lender to have insurance.
If you’re struggling to make the monthly payments on your homeowner’s insurance, considering raising your deductible. Similar to health or auto insurance, having a higher deductible means lower risk to the insurer and lower monthly rates. However, this should only be used with homes that are not likely to suffer small maintenance issues, because the homeowner will end up eating
In the wake of hurricane Sandy those of us who have been effected by the storm will have some renovations and improvements to do; maybe even more. But as far as home-improvement projects go, it’s not the scale of the changes that you make. Instead, the deciding factor should be the impact that is created. With this mindset, you need
When choosing a contractor to repair the storm damage to your home, AVOID contractors who: Claim that they have been “approved” by the Federal Emergency Management Agency (“FEMA”). FEMA does not approve or disapprove contractors. Insist that you pay for the work in CASH and in ADVANCE. Municipalities and countries prohibit licensed contractors from doing this. Do not itemize the
With Hurricane Sandy barely in the rear-view mirror, the east coast is in the path of a nor’easter expected to arrive some time today with strong winds, heavy rain and moderate tidal flooding along coastal areas. While this storm may hamper cleanup and recovery efforts and add to the difficulties in the region NOAA does not believe the storm shouldn’t
As we approach the end of 2012, forecasters are predicting the end of the housing market decline. With this comes a slow recovery of the residential construction industry accompanied by the rising cost of home building. Early indicators, such as increases in the cost of gasoline and diesel, gypsum board and soft lumber, support these predictions. New homes are being
Trees are a wonderful addition to your home’s landscape, but they can also cause real problems if a heavy wind topples one, and it lands on your neighbor’s property and damages their home. Who is legally responsible for paying to repair that damage? If you answered, “I am,” you would be wrong. Your neighbor would have to submit a claim
You need to have some knowledge of what to look for and expect from purchasing or selling jewelry. You need to know what resources are available to you and who can provide you with answers regarding what you need for your jewelry needs. MVR Insurance Agency has provided some tips below that can help you with how to start. Sizing
Shopping for home owner’s insurance is not something most people do frequently. It is very important to make sure that you get a policy that covers your personal needs and meets your requirements for cost and customer service. Selecting the appropriate home owners insurance carrier can mean a significant difference in your life should you need to make a claim