No one ever says purchasing home insurance is easy. Not with all the providers and policy types and savings numbers, not to mention the coverages that are and aren’t included in standard coverages. Mistakes can be made by first-time home insurance buyers and veterans alike. Those mistakes can cost you plenty either in inflated premiums…
Many renters assume that insurance is just for homeowners. After all, if the property gets damaged in a fire or natural disaster, it’s the landlord’s problem, not yours, right? But there are some important reasons to consider signing up for renters insurance. A Look at the Costs For the most part, homeowners are required by…
If you’re struggling to make the monthly payments on your homeowner’s insurance, considering raising your deductible. Similar to health or auto insurance, having a higher deductible means lower risk to the insurer and lower monthly rates. However, this should only be used with homes that are not likely to suffer small maintenance issues, because the…
In the wake of hurricane Sandy those of us who have been effected by the storm will have some renovations and improvements to do; maybe even more. But as far as home-improvement projects go, it’s not the scale of the changes that you make. Instead, the deciding factor should be the impact that is created….
When choosing a contractor to repair the storm damage to your home, AVOID contractors who: Claim that they have been “approved” by the Federal Emergency Management Agency (“FEMA”). FEMA does not approve or disapprove contractors. Insist that you pay for the work in CASH and in ADVANCE. Municipalities and countries prohibit licensed contractors from doing…